Homeowners Insurance

Tailored for Your Space, Your Lifestyle

Get a Quote
Image

Home Protection that Fits Like a Glove

From Del Mar to the OC, Riverside, Pomona, Santa Monica, Oxnard, San Jose, and all the towns and cities that dot the great state of California, wherever you call home, Stuttgart Insurance Solutions can provide you with the insurance needed to protect your property and assets. Whether you are buying your first home, expanding into a larger house as your family grows, or downsizing to a condo or co-op on the heels of retirement, we combine the right mix of coverages to address your specific exposures.

Your Home, Our Coverage

A standard Homeowners policy includes coverage for your main dwelling, personal property, liability risks, medical expenses, and additional expenses should you have to temporarily move while repairs or a rebuild takes place following a loss. At Stuggart, we dig deep to determine how much coverage and the type of coverage you should carry. Some of the key issues we will review with you include:

The amount of Property insurance coverage required to rebuild your home from the ground up, including any home upgrades you may have performed recently like bathroom remodels, new kitchen appliances, or a backyard entertaining space. These could all increase your home value and require additional insurance protection.

The amount of coverage to protect your valuables. Standard coverage will insure computers and other valuables for fire, for example, and will provide limited coverage for jewelry. You need additional coverage to protect high-value items like engagement rings, artwork, etc.

A standard Homeowners policy does not provide coverage in the event of a disaster, such as a flood or earthquake. We will review your risks and discuss additional, separate coverages to address these exposures.

The amount of Liability insurance you should carry to protect your assets in the event of a loss. If you have a pool or trampoline, this could increase your exposure and require higher limits.

We provide comprehensive, tailored coverage for all types of properties, including single-family homes, high-value homes, secondary homes, condos, townhouses, and rentals. Each comes with unique risks that we will address together with you.

Safeguard Your Journey, Protect Your Tomorrow

Get started with Stuttgart