We’re Your Destination for On-the-Road Protection

Get Road Ready with Us

Our specialty at Stuttgart Insurance Solutions is providing the trucking and transportation industry with custom insurance products. We understand the unique needs of our trucking clients and the exposures they face, enabling us to navigate through the maze of insurance options available to find the coverage solutions best suited for you and your business.

Whether it’s ensuring that companies comply with state or federal filing authorities or helping them meet the requirements of their partner organizations, we leverage our experience and expertise in the industry to keep our clients rolling along.

Trucking General Liability

Trucking General Liability insurance covers claims made by third parties who are hurt or have their property damaged due to your operations.

Third parties may include customers, vendors, or members of the public, with claims such as slips and falls, property damage, or other incidents that occur on your premises or during the course of your commercial activities.

Attorney fees, court costs, and settlements or judgments up to the policy limit are covered. Policy limits and coverage options differ according to company size, its operations, and risk profile.

Non-Trucking General Liability

Non-Trucking General Liability insurance protects commercial truck drivers when they use trucks for non-business or non-commercial purposes. For example, the policy provides coverage when a driver uses the truck for personal errands, commuting to and from home, or during off-duty hours when not engaged in business-related tasks.

Auto Liability & Physical Damage

Trucker’s Auto Liability insurance protects you against third-party claims for bodily injury and property damage caused by an accident involving your trucks. Medical expenses, vehicle repair charges, and legal defense fees are all covered by the policy.

Trucker’s Physical Damage insurance protects your truck(s) and trailer(s) from damage caused by various occurrences, such as collision, theft, vandalism, and other non-collision situations.

Motor Truck Cargo (MTC)

Motor Truck Cargo insurance covers the loss or damage of goods and freight while in transit. This policy is critical for trucking companies and owner-operators responsible for the safe and timely delivery of goods and products. A policy can cover a wide variety of cargo, including general merchandise, specialized goods, perishable items, hazardous materials, and more.

Trailer Interchange

A Trailer Interchange policy provides coverage for damage to or loss of trailers you don’t own but are temporarily in your possession as part of a trailer interchange agreement. It helps protect the interests of the various parties involved in the trailer interchange, including you, the trailer owner, and potentially the shipper. This policy typically provides Physical Damage coverage for the non-owned trailer, including damage resulting from accidents, collisions, theft, vandalism, or other covered perils.

Bobtail Insurance

Bobtail insurance provides Bodily Injury and Property Damage Liability coverage for trucks operated without trailers. Regardless of whether the truck is being dispatched, Bobtail insurance covers the vehicle only when it is not connected to a trailer.